Senior Product Manager - Financing H/F Malt

Détail du poste

Discover our galaxy
Join the Future of Work ! Malt is Europe's leading freelance marketplace, connecting over 700,000 talented freelancers with 70,000+ companies. Founded in 2013, we're transforming how work gets done through our tech-powered, human-centered platform.What makes us different :
- A diverse team of 600 Malters across 6 European countries- A culture that champions equality (50% of our Comex are women) and inclusive growth- Backed by top investors including ISAI, Serena Capital, Eurazeo Growth, Goldman Sachs, and BPI- A mission to give everyone the freedom to work differently
Ready to help shape the future of work? Your next chapter starts here !
At Malt we believe that Ambition is the Way, so all lists of missions and responsibilities are non-exhaustive.
Explore your future career
We're seeking a Senior Product Manager to lead the growth and efficiency of our Financing product, which enables freelancers to BE paid within days regardless of clients payment terms. This role involves optimizing complex payment operations that are core to our platform, managing relationships with financing partners, and scaling our solution across multiple locations.
Reporting to a Product Director, you'll lead a new and specialized squad focused on scaling this unique value proposition, while driving down its financial and operational costs.
Key responsibilities

As a Senior Product Manager, you will BE responsible for driving the strategy and execution of the Financing squad. You will work closely with cross-functional teams to optimize financing operations while ensuring a seamless experience for freelancers
This includes : - Product Strategy & Vision : Define a long-term vision for financing, aligning IT with Malt's business goals and international expansion strategy. Work closely with leadership, finance, and engineering teams to ensure its success.
- Roadmapping & Prioritization : Identify the most impactful opportunities through data analysis, user research and competition analysis. Prioritize initiatives that drive financial efficiency and improve the freelancer satisfaction.
- Product Discovery : Collaborate with User Research and Data teams to analyze freelancer payment behavior, credit risk factors, and fraud patterns to refine product improvements.
- Go-to-Market Execution : Develop rollout strategies for new financing models and risk management tools. Work with Product Marketing to drive awareness and adoption.
- Business Impact & KPI Ownership : Track, analyze, and report key product metrics related to financing costs, fraud reduction, and operational efficiency. Continuously refine strategies based on data insights.
- Best Practices & Collaboration : Drive alignment across product, engineering, data, finance, and executive teams to ensure seamless execution. Promote a culture of data-driven decision-making and process automation.

About you

- Based in one of our French offices.
- 6+ years of experience as a Product Manager, ideally on a finance-related scope or a fintech environment.
- You understand or have an interest in financial concepts (e.g. credit scoring, risk management, KYC, etc.). Understanding the underlying technical concepts is a strong plus.
- Proven track record of driving automation, operational efficiency, and cost reduction (experience using AI in the process is a strong plus).
- Excellent communication and stakeholder management skills, including direct collaboration with executives (frequent interactions with the CFO).
- Fluent English, a second language (ideally French or German is a real plus)

How to join the mission?

- Screening with, our Talent Acquisition Manager, to better understand your background, aspirations and answer your questions (45 minutes)
- Interview with, Product Director, to discuss your experience and the role in more detail (60 minutes)
- Case study presentation to Product Director and a Staff Engineer (60 minutes)
- Final interview with (our Chief Product Officer) to discuss Malt's long term vision (30-45 minutes)

Malt is the perfect space to thrive personally and professionally
- Onboarding : Before easing into your new role, you'll spend your first week learning about our culture, products, and services with other new joiners at our office in Paris- Equity : Every Malter is entitled to stock options- Lunch vouchers (legal benefit) : €9/day on your Swile card- Transportation (legal benefit) : 50% reimbursement (any type of transport)- Healthcare insurance (legal benefit)- RTT : From 8 to 12 days off per year- Sports : Company participation to a Gymlib membership- Malt sabbatical : Every three years, all Malters are entitled to a one month fully paid sabbatical leave- Free books : If you're interested in learning more about any topic relevant to Malt's business, just tell us the books you'd like to read, and we'll order them for you-without any questions asked or approval processes to follow- Remote work : Hybrid policy balancing on-site and home office- Team building events organized every year
Ready? Get your ticket to Malt
At Malt, we are committed to fostering an inclusive and diverse workplace. We recruit based on skills, experience, and potential, without any form of discrimination related to age, gender, sexual orientation, ethnicity, religion, or disability. Our mission is to create a work environment where everyone feels valued, respected, and safe to thrive.